BoC Holds 2.75%: What It Means for Your Money
The Bank of Canada held its policy rate at 2.75%. Hereās what it means for your mortgage, savings, and debt planāand what to do next.
High demand for information on Bank of Canada rate decisions, mortgages, savings, investments, and debt management.
The Bank of Canada held its policy rate at 2.75%. Hereās what it means for your mortgage, savings, and debt planāand what to do next.
Bank of Canada cut rates to 2.25%. See what it means for your mortgage, savings, and debtāand how tariffs and AI shape the rate path.
High income can make bankruptcy costly. Learn smarter debt optionsāconsumer proposals, consolidation, and DMPsāto regain control without starting over.
The Bank of Canada held the policy rate at 2.25%. Hereās what the October 2025 MPR means for mortgages, savings, and debt in 2026.
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National Bankās earnings beat and dividend hike offer clues about rates, mortgages, and savings returns. Hereās how to respond with smarter moves.
Bank of Canada held rates at 2.25%. Hereās what it means for mortgages, savings, and investingāand the smartest next steps before your 2026 renewal.
TDās dividend hike and restructuring plans reveal how banks adapt to interest ratesāplus what it means for your investing, mortgage, and savings strategy in 2026.
Bank of Canada held the policy rate at 2.75%. Hereās how it affects mortgages, debt, savings, and what to do next to protect your budget.
BMOās earnings beat and dividend hike reveal how banks adapt to shifting interest ratesāand what it means for your mortgage, savings, and investments.
The Bank of Canadaās Governorās Challenge offers a real look at how rate decisions are madeāand how to use that mindset for mortgages, savings, and debt.
Big Six bank bonuses rose 15%. Hereās what that signals about interest ratesāand how to adjust your mortgage, savings, and investing plan.
EQB is buying PC Financial in an $800M deal. Hereās how it could affect your banking, savings rates, rewards, and credit decisions in 2026.
Insurance premiums in 2026 are likely to rise across Canada. Learn how reforms, climate claims, and tariffs affect your budgetāand how to avoid underinsurance.
Is $2.75M enough to retire early in Canada? See how CPP/OAS timing, RRSP withdrawals, and 2025 interest rates affect taxes and clawbacks.
Bank of Canada changes in 2026 will affect rates, payments, and banking apps. Hereās what āgood moneyā means for your mortgage, savings, and safety.
TDās dividend hike signals strengthāyet restructuring is coming. See what it means for your savings rate, mortgage renewal, and dividend investing plan.
A $1.9B Laurentian deal could change mortgage renewals, savings rates, and service access. Hereās how Canadians can protect their rates and options.
Bank of Canada 2026 rate announcement dates are out. Use the schedule to plan your mortgage, savings, and debt strategy ahead of each decision.
Debt help when bankruptcy isnāt an option: practical alternatives, negotiation scripts, and payoff strategies for higher-income households under rate pressure.
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Mortgage rates in 2026 look steadier. Learn how Bank of Canada policy, renewals, and fixed vs variable choices could affect your paymentāand plan now.
UK banks are largely compliant with Basel rules. Hereās how NSFR and large-exposure limits can affect mortgages, savings, and lending stability.
BMOās profit beat and dividend hike hint at steadier credit and active markets. See what it could mean for rates, mortgages, and savings decisions.
Bank of Canada Oct 2025 deliberations, explained. See what drives rate decisions and what it means for your mortgage, savings, and debt plan.
Winter driving safety is also a money move. Cut your risk of claims, repairs, and premium hikes with practical prep, smart habits, and insurance choices.
Stronger financial literacy makes interest rates less scary. Hereās what we can learn from award-winning teachersāand apply to mortgages, debt, and savings.
Is a 90% equity portfolio too risky near retirement? Learn how to balance growth and safety using TFSAs, RRSPs, and smart fixed-income buffers.
Big Six profits in 2025 signal bank stabilityābut not household comfort. Hereās how trade risks and interest rates should shape your mortgage, savings, and debt plan.
EQB is buying PC Financial in an $800M deal. Hereās how it could affect savings rates, mortgages, rewards, and everyday banking choices.
Small tax cuts rarely change your finances. Hereās what real tax reform could mean for cash flow, debt, and savingsāplus how to plan for 2026.
A Tax Court ruling on a Quadriga bitcoin loss suggests some crypto losses may be deductible. Learn how to document, classify, and claim properly.
Is $2.75M enough to retire early in Halifax? See how RRSP/TFSA drawdowns and CPP/OAS timing can cut taxes and reduce OAS clawbacks.
BoC held the policy rate at 2.75%. Hereās how it affects mortgage rates, renewals, savings, and debtāand what to do next.
Prep for your first financial planner meeting in 2025 with a clear checklist: documents, debt rates, mortgage renewal details, and questions to ask.
Global regulators say margin rules for private derivatives are working. Hereās how that behind-the-scenes stability can affect mortgage rates, savings, and investing.
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Canadaās CPI held at 2.2% in November. Hereās how it affects Bank of Canada rate moves, mortgage renewals, and smarter savings decisions.
Canadaās FX turnover rose 35% and rate-derivatives trading jumped 110%. Hereās how that filters into mortgages, savings rates, and portfolios.
Bank of Canada held at 2.25%. Hereās how it affects mortgage rates, renewals, savings, and debtāand what to do next in a stable-rate period.
Canadian snowbirds face a new stay-or-sell reality. Learn how interest rates, FX swings, and policy risk change the mathāand what to do next.
Use a year-end TFSA withdrawal to avoid high interest on January bills, then recontribute after Jan 1. A smart move in todayās rate environment.
CIBCās dividend hike and earnings beat signal strengthābut itās not a free pass. Hereās how to use bank dividends in your portfolio and retirement plan.
CIBCās dividend hike after strong earnings signals confidence in todayās rate environment. Hereās what it means for mortgages, savings, investing, and debt.
Stop overpaying for travel insurance. Use deductibles, annual multi-trip plans, and smart medical planning to cut premiums without losing coverage.
Laurentian Bankās $1.9B buyout signals more bank consolidation. Hereās how it could affect your mortgage renewal, savings rates, and small business credit.
Canadian home sales were flat in November. Hereās what that means for mortgage rates, buyer leverage, and smarter 2026 mortgage decisions.
Tax reform isnāt a tiny rate cutāitās about cash flow. Hereās how policy shifts could affect your 2026 savings, investing, and debt plan.
BoC cut the policy rate to 2.25%. See what it means for mortgages, refinancing, savings rates, and debtāand what to do next.
Canadaās home affordability improved in 12 of 13 major cities in Nov 2025. See what rate moves and price drops mean for your mortgage plan.
Winter car prep isnāt just safetyāitās personal finance. Cut breakdown risk, avoid claims, and protect your budget with a practical winter-ready checklist.
Basel III updates can shape mortgage rates, credit access, and bank safety. Hereās what the Basel Committeeās 2025 priorities mean for your money.
Mortgage rates may steady in 2026, but renewal costs can still jump. Learn what to expect and how to plan your mortgage renewal with confidence.
Withdraw from your TFSA in December and your room resets Jan. 1. If a big lump sum is coming, this move can cut taxes and boost savings.
Canadaās productivity slump affects wages, inflation, and interest rates. See what it means for your mortgage, savings, and financial plan in 2026.
A Tax Court ruling on a Quadriga bitcoin loss shows when crypto losses may be deductible in Canada. Learn what it means and how to plan.
Canadian home sales were nearly flat in November. Hereās what that steady market means for mortgage choices, renewals, savings, and debt plans for 2026.
Canadaās CPI held at 2.2% in November. Hereās what stable inflation means for Bank of Canada rates, mortgages, savings, and debt decisions in 2026.
BoC holds at 2.25%. See what it means for variable and fixed mortgage rates, renewals, and smart money moves heading into 2026.
Bank of Canada Governorās Challenge finalists show how rate decisions work. Use their framework to plan mortgages, savings, and debt in 2026.
Bank of Canada held rates at 2.75%. Hereās what it means for mortgages, savings, debt, and your next money move.
TD, BMO and CIBC beat estimates while boosting credit-loss reserves. Hereās what that signals for your mortgage, renewal, and debt plan in 2026.
Home affordability improved in 12 of 13 Canadian cities in November 2025. Hereās what it means for mortgage rates, stress tests, and your next move.
Canadaās productivity slump shapes inflation, interest rates, and mortgage costs. See what it means for renewals, investing, and income growth in 2026.
CRA penalties can hit harder when the same income-reporting mistake repeats. Learn how omissions snowball and how to prevent costly surprises.
BoC cut the policy rate to 2.5%. See what it means for your mortgage, refinancing, savings rates, and debt strategyāand what to do next.
BoC held the policy rate at 2.75%. Hereās how that affects mortgages, savings, and investingāand what to do next in an uncertain rate cycle.
The Bank of Canada held its policy rate at 2.25%. Hereās how that affects mortgages, savings, and debtāand what to do before your next renewal.
Bank of Canada rate cuts brought the policy rate to 2.25%. Hereās what it means for mortgages, savings, debt, and 2026 planning.
National Bankās $1.16B earnings and dividend hike signal how banks are winning in higher ratesāand what it means for your mortgage, savings, and investments.
RBCās CEO warns uncertainty is rising. Hereās how trade tensions can affect Bank of Canada rates, mortgage renewals, and your savings plan.
Bank of Canada rate cuts put the policy rate at 2.25%. Hereās what the Senate testimony means for mortgages, savings, and investing decisions.
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2026 insurance premiums may rise across Canada. Learn how Ontario reform, Alberta market strain, and severe weather can affect your budgetāand how to protect it.
A 90% equity portfolio near retirement can backfire. Learn how to add safety, use GICs/bonds wisely, and protect withdrawals in volatile markets.
CRAās 100-day plan highlights a bigger issue: short-term tax service fixes donāt protect your cash flow. Learn how to plan around delays and high rates.
Big Six bonuses rose about 15%. Hereās what that signals about ratesāand how to adjust your mortgage, savings, and debt strategy in 2025ā2026.
Mark the Bank of Canadaās 2026 rate announcement dates and use them to plan mortgage renewals, savings moves, and debt payoff decisions.
Big Six bank profits stayed strong in 2025. Hereās what that signals for Canadian interest ratesāand how to plan your mortgage, savings, and investing for 2026.
Basel is pushing machine-readable bank disclosures. Hereās why it matters for transparency, bank risk, and smarter personal finance decisions.
Bank of Canada held rates at 2.25%. Hereās what it means for mortgages, savings, and debt planning in 2026āplus practical next steps.
BoC held the policy rate at 2.75%. Hereās how it affects mortgages, debt, savings, and renewal planningāand what to do next.
BoC holds at 2.25%. Learn what it means for personal loans, HELOCs, and debt plansāand the smartest moves to make before 2026 rate shifts.
Get ready for your first financial planner meeting with a practical checklistādocuments, questions, and rate-aware tips to build a plan that holds up.
Bank of Canada cut rates to 2.25%. Hereās how it affects your mortgage, savings, and debt planāplus practical steps for 2026.
CRA service delays can hit your cash flow hard. Learn practical tax-buffer, debt, and budgeting tactics so youāre not waiting on refunds to stay afloat.
Bank of Canada policy rate is 2¼%, but 2026 is about bigger shifts: real-time payments, stablecoin rules, and open banking. Get practical steps.
Bank of Canada FX turnover jumped 35% in 2025. Hereās how FX and rate-derivatives activity can affect mortgage rates, savings, and investing.
BoC holds 2.25%. See what it means for personal loans, LOCs, HELOCs, GICs, and your next borrowing move heading into 2026.
UK banks are largely compliant with Basel rules. Hereās how NSFR and exposure limits affect mortgage rates, savings, and credit planning for 2026.
RBCās uncertainty warning is a cue to stress-test your mortgage, pay down high-interest debt, and adjust your savings plan before rates shift again.
Banks beat earnings while boosting credit-loss reserves. Hereās what that signal means for your mortgage, debt, and 2026 money plan.
Canadian snowbirds face new trade-war and rate risks. Learn how to decide whether to keep, rent, or sell your U.S. propertyāand protect your plan.
Machine-readable bank disclosures could make risk data easier to compare. Hereās how it may affect mortgage choices, savings, and bank transparency in 2026.